Brazilian agribusiness is dynamic and complex, influenced by seasonality, climate risks, financing, futures markets, insurance, logistics, and foreign trade. DREX brings greater efficiency and predictability, reducing bureaucracy and streamlining financial flows for producers of all sizes.
Agricultural credit is essential, as investments in supplies, equipment, and labor are made months before harvest. Today, producers rely on banks, cooperatives, or barter — a model where future commodities are exchanged for inputs. With DREX and smart contracts, credit can be programmed to be released as the crop develops, ensuring that funds are available at the right time.
The tokenization of Agribusiness Receivables Certificates (CRAs) can expand access to credit and reduce dependence on large financial institutions. In the futures market, the digitalization of contracts and automatic settlement via DREX will bring more speed and predictability to producers’ cash flow.
Financial security also improves with parametric insurance, which uses climate data to automatically trigger payouts in case of droughts, excessive rain, or frost — reducing bureaucracy and accelerating recovery.
Beyond financing, efficient logistics are critical for agribusiness. Digital tracking via DREX can reduce fraud and improve transport flow predictability, making transactions more reliable and transparent. With automated payments between producers, carriers, and buyers, negotiations gain agility, reducing intermediaries and optimizing agricultural production liquidity.
The tokenization of agricultural stock can facilitate financing, allowing producers to use their harvest as digital collateral for credit — improving capital access without long and bureaucratic processes.
Brazil is one of the world’s largest agricultural exporters, but international transactions still face high costs and long settlement times. With DREX integration and international digital currencies (CBDCs), foreign trade could become faster and cheaper, cutting currency exchange costs and dependence on the U.S. dollar.
Payments could be automatically settled as soon as the cargo arrives at the destination port — eliminating red tape and improving the competitiveness of Brazilian agribusiness. Additionally, the tokenization of commodities can expand access to international financing, allowing foreign investors to participate in the national agricultural market.
With COP30 taking place in Belém in 2025, Brazil has a unique opportunity to show how financial technology and innovation can drive a more sustainable agribusiness.
DREX can facilitate the tokenization of carbon credits and financially incentivize producers who adopt regenerative practices, integrating the green economy into the financial system. Digital traceability can also ensure sustainability certification for agricultural products — increasing transparency and adding value to exports.
DREX has the potential to transform agribusiness — bringing more efficiency, predictability, and financial inclusion.
With programmable credit, digital traceability, and faster payments, Brazil can strengthen its global competitiveness and build a more modern, resilient, and sustainable agricultural sector.