Rogerio Melfi
15/09/2023 · Articles

Financial diversity for the benefit of the population

Healthy competition between fintechs, digital banks, and traditional banks drives constant improvements and innovations. A new financial landscape In recent years, the financial sector has undergone a major transformation with the rise of fintechs and digital banks, challenging the traditional models of conventional banks. This diversification of financial services has brought significant advantages for consumers, […]

29/08/2023 · Articles

Drex: a layered financial revolution

Cooperation between regulated institutions, the Central Bank, and society is essential to ensuring the success of the digital currency, writes Rogério Melfi from ABFintechs. A new era for the Brazilian financial system The Brazilian financial market is on the verge of a new transformation with the introduction of Drex—the digital real project. Led by the […]

15/06/2023 · Articles

The dilemma of financial product personalization

Excessive personalization can lead to segmentation and exclusion of certain social groups, writes Rogério Melfi. The challenge of personalization in finance Society is made up of unique individuals, each with their own characteristics, experiences, and needs. At the same time, we live in a collective environment, where social interactions, cultural norms, and social structures shape […]